Call reports 2018
LEE COUNTY BANK — 2018
What LEE COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 173,686,000 | 175,198,000 | 177,671,000 | 178,366,000 |
| Total loans | 137,781,000 | 142,344,000 | 149,736,000 | 153,810,000 |
| Allowance for loan losses | 1,641,000 | 1,658,000 | 1,763,000 | 1,821,000 |
| Securities available for sale | 1,076,000 | 2,666,000 | 2,651,000 | 2,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,833,000 | 136,592,000 | 136,791,000 | 139,310,000 |
| Interest-bearing deposits | 106,757,000 | 105,336,000 | 105,760,000 | 97,655,000 |
| Noninterest-bearing deposits | 30,076,000 | 31,256,000 | 31,031,000 | 41,655,000 |
| Equity capital | 20,181,000 | 20,729,000 | 20,944,000 | 21,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,699,000 | 5,601,000 | 7,579,000 |
| Interest expense | 211,000 | 463,000 | 742,000 | 1,068,000 |
| Net interest income | 1,489,000 | 3,236,000 | 4,859,000 | 6,511,000 |
| Noninterest income | 128,000 | 224,000 | 347,000 | 162,000 |
| Noninterest expense | 1,002,000 | 1,994,000 | 2,988,000 | 3,987,000 |
| Provision for loan losses | 100,000 | 120,000 | 220,000 | 295,000 |
| Pretax income | 515,000 | 1,346,000 | 1,998,000 | 2,391,000 |
| Income tax | 22,000 | 58,000 | 85,000 | 102,000 |
| Net income | 493,000 | 1,288,000 | 1,913,000 | 2,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,181,000 | 20,729,000 | 20,944,000 | 21,027,000 |
| Total capital | 21,553,000 | 22,153,000 | 22,442,000 | 22,564,000 |
| Risk-weighted assets | 109,461,000 | 113,692,000 | 119,591,000 | 122,715,000 |