Call reports 2017
LEE COUNTY BANK — 2017
What LEE COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 154,197,000 | 157,411,000 | 161,497,000 | 158,410,000 |
| Total loans | 118,450,000 | 121,347,000 | 126,694,000 | 128,115,000 |
| Allowance for loan losses | 1,732,000 | 1,721,000 | 1,694,000 | 1,686,000 |
| Securities available for sale | 1,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,643,000 | 122,983,000 | 126,355,000 | 122,191,000 |
| Interest-bearing deposits | 86,200,000 | 89,280,000 | 91,201,000 | 83,762,000 |
| Noninterest-bearing deposits | 33,443,000 | 33,703,000 | 35,154,000 | 38,429,000 |
| Equity capital | 19,083,000 | 19,458,000 | 19,698,000 | 19,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,027,000 | 4,603,000 | 6,211,000 |
| Interest expense | 126,000 | 286,000 | 461,000 | 645,000 |
| Net interest income | 1,367,000 | 2,741,000 | 4,142,000 | 5,566,000 |
| Noninterest income | 163,000 | 387,000 | 548,000 | 694,000 |
| Noninterest expense | 970,000 | 1,891,000 | 2,916,000 | 3,912,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 560,000 | 1,237,000 | 1,774,000 | 2,348,000 |
| Income tax | 16,000 | 50,000 | 22,000 | 45,000 |
| Net income | 544,000 | 1,187,000 | 1,752,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,083,000 | 19,458,000 | 19,698,000 | 19,967,000 |
| Total capital | 20,465,000 | 20,829,000 | 20,946,000 | 21,223,000 |
| Risk-weighted assets | 110,292,000 | 109,309,000 | 99,409,000 | 100,036,000 |