Call reports 2016
LEE COUNTY BANK — 2016
What LEE COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 149,414,000 | 150,809,000 | 149,235,000 | 147,672,000 |
| Total loans | 107,479,000 | 110,088,000 | 113,132,000 | 113,837,000 |
| Allowance for loan losses | 1,648,000 | 1,654,000 | 1,722,000 | 1,729,000 |
| Securities available for sale | 2,000 | 2,000 | 1,000 | 1,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,733,000 | 116,714,000 | 115,359,000 | 113,940,000 |
| Interest-bearing deposits | 79,677,000 | 84,634,000 | 81,411,000 | 75,122,000 |
| Noninterest-bearing deposits | 34,056,000 | 32,080,000 | 33,948,000 | 38,818,000 |
| Equity capital | 17,879,000 | 18,230,000 | 18,538,000 | 18,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 2,933,000 | 4,460,000 | 5,965,000 |
| Interest expense | 159,000 | 299,000 | 431,000 | 559,000 |
| Net interest income | 1,302,000 | 2,634,000 | 4,029,000 | 5,406,000 |
| Noninterest income | 172,000 | 416,000 | 576,000 | 724,000 |
| Noninterest expense | 938,000 | 1,904,000 | 2,861,000 | 3,894,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 536,000 | 1,146,000 | 1,744,000 | 2,236,000 |
| Income tax | 25,000 | 54,000 | 83,000 | 106,000 |
| Net income | 511,000 | 1,092,000 | 1,661,000 | 2,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,879,000 | 18,230,000 | 18,538,000 | 18,750,000 |
| Total capital | 19,213,000 | 19,596,000 | 19,931,000 | 20,106,000 |
| Risk-weighted assets | 106,350,000 | 108,919,000 | 111,140,000 | 108,132,000 |