Call reports 2015
LEE COUNTY BANK — 2015
What LEE COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 139,030,000 | 145,671,000 | 142,121,000 | 143,479,000 |
| Total loans | 89,683,000 | 92,380,000 | 96,509,000 | 101,575,000 |
| Allowance for loan losses | 1,635,000 | 1,626,000 | 1,634,000 | 1,640,000 |
| Securities available for sale | 4,000 | 3,000 | 3,000 | 3,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,999,000 | 112,568,000 | 105,116,000 | 104,867,000 |
| Interest-bearing deposits | 71,886,000 | 75,222,000 | 65,779,000 | 65,330,000 |
| Noninterest-bearing deposits | 34,113,000 | 37,346,000 | 39,337,000 | 39,537,000 |
| Equity capital | 16,743,000 | 17,118,000 | 17,326,000 | 17,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,624,000 | 4,004,000 | 5,394,000 |
| Interest expense | 163,000 | 331,000 | 491,000 | 651,000 |
| Net interest income | 1,125,000 | 2,293,000 | 3,513,000 | 4,743,000 |
| Noninterest income | 167,000 | 420,000 | 588,000 | 772,000 |
| Noninterest expense | 916,000 | 1,800,000 | 2,718,000 | 3,668,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 376,000 | 913,000 | 1,383,000 | 1,847,000 |
| Income tax | 16,000 | 43,000 | 65,000 | 87,000 |
| Net income | 360,000 | 870,000 | 1,318,000 | 1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,743,000 | 17,118,000 | 17,326,000 | 17,567,000 |
| Total capital | 17,840,000 | 18,241,000 | 18,567,000 | 18,851,000 |
| Risk-weighted assets | 87,183,000 | 89,297,000 | 98,844,000 | 102,259,000 |