Call reports 2014
LEE COUNTY BANK — 2014
What LEE COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 147,584,000 | 140,908,000 | 138,348,000 | 135,232,000 |
| Total loans | 91,845,000 | 89,812,000 | 87,239,000 | 87,328,000 |
| Allowance for loan losses | 1,763,000 | 1,776,000 | 1,653,000 | 1,619,000 |
| Securities available for sale | 1,259,000 | 757,000 | 506,000 | 4,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,252,000 | 109,641,000 | 107,410,000 | 96,229,000 |
| Interest-bearing deposits | 75,680,000 | 75,246,000 | 75,792,000 | 63,387,000 |
| Noninterest-bearing deposits | 37,572,000 | 34,395,000 | 31,618,000 | 32,842,000 |
| Equity capital | 16,671,000 | 16,615,000 | 16,807,000 | 17,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,708,000 | 4,193,000 | 5,493,000 |
| Interest expense | 211,000 | 394,000 | 561,000 | 724,000 |
| Net interest income | 1,138,000 | 2,314,000 | 3,632,000 | 4,769,000 |
| Noninterest income | 219,000 | 576,000 | 791,000 | 955,000 |
| Noninterest expense | 1,048,000 | 2,128,000 | 3,104,000 | 4,136,000 |
| Provision for loan losses | 0 | -37,000 | -49,000 | -70,000 |
| Pretax income | 309,000 | 799,000 | 1,368,000 | 1,658,000 |
| Income tax | 14,000 | 37,000 | 64,000 | 78,000 |
| Net income | 295,000 | 762,000 | 1,304,000 | 1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,671,000 | 16,615,000 | 16,807,000 | 17,083,000 |
| Total capital | 17,775,000 | 17,695,000 | 17,848,000 | 18,122,000 |
| Risk-weighted assets | 87,593,000 | 85,675,000 | 82,592,000 | 82,434,000 |