Call reports 2013
LEE COUNTY BANK — 2013
What LEE COUNTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 147,751,000 | 148,632,000 | 140,576,000 | 144,712,000 |
| Total loans | 104,651,000 | 96,078,000 | 91,654,000 | 92,563,000 |
| Allowance for loan losses | 2,694,000 | 2,745,000 | 1,857,000 | 1,787,000 |
| Securities available for sale | 761,000 | 760,000 | 1,009,000 | 1,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,425,000 | 105,569,000 | 99,592,000 | 106,109,000 |
| Interest-bearing deposits | 67,059,000 | 63,139,000 | 62,219,000 | 62,155,000 |
| Noninterest-bearing deposits | 35,366,000 | 42,430,000 | 37,373,000 | 43,954,000 |
| Equity capital | 16,072,000 | 16,524,000 | 16,985,000 | 17,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,066,000 | 4,591,000 | 5,916,000 |
| Interest expense | 373,000 | 699,000 | 984,000 | 1,245,000 |
| Net interest income | 1,171,000 | 2,367,000 | 3,607,000 | 4,671,000 |
| Noninterest income | 273,000 | 583,000 | 876,000 | 1,149,000 |
| Noninterest expense | 930,000 | 1,961,000 | 2,996,000 | 4,032,000 |
| Provision for loan losses | 150,000 | 151,000 | 64,000 | 64,000 |
| Pretax income | 364,000 | 838,000 | 1,423,000 | 1,724,000 |
| Income tax | 17,000 | 39,000 | 33,000 | 46,000 |
| Net income | 347,000 | 799,000 | 1,390,000 | 1,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,072,000 | 16,524,000 | 16,985,000 | 17,048,000 |
| Total capital | 17,134,000 | 17,470,000 | 18,052,000 | 18,152,000 |
| Risk-weighted assets | 83,274,000 | 88,398,000 | 84,548,000 | 87,576,000 |