Call reports 2012
LEE COUNTY BANK — 2012
What LEE COUNTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 166,156,000 | 161,607,000 | 149,436,000 | 152,763,000 |
| Total loans | 114,171,000 | 109,907,000 | 110,317,000 | 105,272,000 |
| Allowance for loan losses | 3,153,000 | 2,793,000 | 2,868,000 | 2,857,000 |
| Securities available for sale | 9,018,000 | 516,000 | 515,000 | 1,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,162,000 | 111,700,000 | 99,793,000 | 105,584,000 |
| Interest-bearing deposits | 78,540,000 | 78,163,000 | 65,521,000 | 68,395,000 |
| Noninterest-bearing deposits | 37,622,000 | 33,537,000 | 34,272,000 | 37,189,000 |
| Equity capital | 14,925,000 | 15,606,000 | 15,951,000 | 16,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,616,000 | 5,312,000 | 6,945,000 |
| Interest expense | 586,000 | 1,145,000 | 1,642,000 | 2,051,000 |
| Net interest income | 1,205,000 | 2,471,000 | 3,670,000 | 4,894,000 |
| Noninterest income | 266,000 | 586,000 | 849,000 | 1,075,000 |
| Noninterest expense | 990,000 | 2,034,000 | 3,034,000 | 4,090,000 |
| Provision for loan losses | 560,000 | 390,000 | 490,000 | 615,000 |
| Pretax income | -79,000 | 633,000 | 995,000 | 1,264,000 |
| Income tax | -2,000 | 29,000 | 46,000 | 59,000 |
| Net income | -77,000 | 604,000 | 949,000 | 1,205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,924,000 | 15,605,000 | 15,950,000 | 16,206,000 |
| Total capital | 16,148,000 | 16,781,000 | 17,072,000 | 17,267,000 |
| Risk-weighted assets | 96,820,000 | 92,468,000 | 87,992,000 | 83,035,000 |