Call reports 2011
LEE COUNTY BANK — 2011
What LEE COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 161,731,000 | 168,753,000 | 164,768,000 | 163,183,000 |
| Total loans | 127,012,000 | 123,593,000 | 120,695,000 | 115,935,000 |
| Allowance for loan losses | 1,981,000 | 1,513,000 | 1,984,000 | 2,602,000 |
| Securities available for sale | 5,522,000 | 770,000 | 7,769,000 | 768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,493,000 | 117,843,000 | 116,731,000 | 115,411,000 |
| Interest-bearing deposits | 77,476,000 | 80,559,000 | 73,640,000 | 77,317,000 |
| Noninterest-bearing deposits | 35,017,000 | 37,284,000 | 43,091,000 | 38,094,000 |
| Equity capital | 14,128,000 | 13,641,000 | 12,575,000 | 11,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,142,000 | 6,193,000 | 8,119,000 |
| Interest expense | 677,000 | 1,334,000 | 1,967,000 | 2,557,000 |
| Net interest income | 1,403,000 | 2,808,000 | 4,226,000 | 5,562,000 |
| Noninterest income | 302,000 | 632,000 | 947,000 | 1,236,000 |
| Noninterest expense | 1,056,000 | 2,784,000 | 3,767,000 | 4,773,000 |
| Provision for loan losses | 551,000 | 1,041,000 | 2,865,000 | 4,320,000 |
| Pretax income | 98,000 | -385,000 | -1,459,000 | -2,295,000 |
| Income tax | 4,000 | 8,000 | 0 | -163,000 |
| Net income | 94,000 | -393,000 | -1,459,000 | -2,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,127,000 | 13,640,000 | 12,574,000 | 11,901,000 |
| Total capital | 15,474,000 | 14,939,000 | 13,844,000 | 13,115,000 |
| Risk-weighted assets | 107,126,000 | 103,731,000 | 100,901,000 | 95,723,000 |