Call reports 2010
LEE COUNTY BANK — 2010
What LEE COUNTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 162,320,000 | 171,653,000 | 171,867,000 | 168,154,000 |
| Total loans | 124,093,000 | 126,782,000 | 128,553,000 | 129,093,000 |
| Allowance for loan losses | 1,823,000 | 2,036,000 | 2,493,000 | 1,440,000 |
| Securities available for sale | 528,000 | 1,026,000 | 4,025,000 | 524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,604,000 | 121,531,000 | 121,461,000 | 118,487,000 |
| Interest-bearing deposits | 84,699,000 | 93,935,000 | 87,711,000 | 91,958,000 |
| Noninterest-bearing deposits | 27,905,000 | 27,596,000 | 33,750,000 | 26,529,000 |
| Equity capital | 13,833,000 | 13,940,000 | 14,209,000 | 14,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,117,000 | 4,277,000 | 6,477,000 | 8,660,000 |
| Interest expense | 759,000 | 1,525,000 | 2,266,000 | 2,984,000 |
| Net interest income | 1,358,000 | 2,752,000 | 4,211,000 | 5,676,000 |
| Noninterest income | 257,000 | 555,000 | 889,000 | 1,197,000 |
| Noninterest expense | 1,042,000 | 2,087,000 | 3,140,000 | 4,220,000 |
| Provision for loan losses | 465,000 | 1,000,000 | 1,458,000 | 2,348,000 |
| Pretax income | 108,000 | 220,000 | 502,000 | 305,000 |
| Income tax | 4,000 | 9,000 | 22,000 | 0 |
| Net income | 104,000 | 211,000 | 480,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,832,000 | 13,939,000 | 14,208,000 | 14,033,000 |
| Total capital | 15,166,000 | 15,309,000 | 15,596,000 | 15,405,000 |
| Risk-weighted assets | 106,250,000 | 108,915,000 | 109,917,000 | 109,731,000 |