Call reports 2009
LEE COUNTY BANK — 2009
What LEE COUNTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 154,527,000 | 167,272,000 | 168,521,000 | 159,596,000 |
| Total loans | 121,378,000 | 123,024,000 | 122,669,000 | 123,572,000 |
| Allowance for loan losses | 1,236,000 | 1,514,000 | 1,849,000 | 1,362,000 |
| Securities available for sale | 2,326,000 | 1,024,000 | 531,000 | 529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,837,000 | 117,070,000 | 118,816,000 | 109,923,000 |
| Interest-bearing deposits | 83,768,000 | 98,741,000 | 90,385,000 | 83,681,000 |
| Noninterest-bearing deposits | 23,069,000 | 18,329,000 | 28,431,000 | 26,242,000 |
| Equity capital | 13,540,000 | 13,637,000 | 13,743,000 | 13,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,304,000 | 4,571,000 | 6,765,000 | 8,976,000 |
| Interest expense | 886,000 | 1,813,000 | 2,702,000 | 3,512,000 |
| Net interest income | 1,418,000 | 2,758,000 | 4,063,000 | 5,464,000 |
| Noninterest income | 259,000 | 517,000 | 773,000 | 1,054,000 |
| Noninterest expense | 975,000 | 2,103,000 | 3,197,000 | 4,234,000 |
| Provision for loan losses | 0 | 283,000 | 646,000 | 1,321,000 |
| Pretax income | 702,000 | 889,000 | 993,000 | 963,000 |
| Income tax | 34,000 | 43,000 | 47,000 | 30,000 |
| Net income | 668,000 | 846,000 | 946,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,539,000 | 13,641,000 | 13,742,000 | 13,728,000 |
| Total capital | 14,775,000 | 14,971,000 | 15,074,000 | 15,054,000 |
| Risk-weighted assets | 105,129,000 | 106,306,000 | 106,016,000 | 106,027,000 |