Call reports 2008
LEE COUNTY BANK — 2008
What LEE COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 137,307,000 | 146,484,000 | 152,312,000 | 155,168,000 |
| Total loans | 116,324,000 | 121,184,000 | 119,244,000 | 121,664,000 |
| Allowance for loan losses | 1,109,000 | 1,150,000 | 1,229,000 | 1,236,000 |
| Securities available for sale | 7,925,000 | 8,863,000 | 12,289,000 | 6,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,303,000 | 94,890,000 | 100,095,000 | 105,690,000 |
| Interest-bearing deposits | 73,081,000 | 77,878,000 | 81,540,000 | 85,978,000 |
| Noninterest-bearing deposits | 16,222,000 | 17,012,000 | 18,555,000 | 19,712,000 |
| Equity capital | 13,240,000 | 13,183,000 | 13,209,000 | 13,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,357,000 | 4,619,000 | 6,903,000 | 9,183,000 |
| Interest expense | 1,061,000 | 2,021,000 | 3,072,000 | 4,080,000 |
| Net interest income | 1,296,000 | 2,598,000 | 3,831,000 | 5,103,000 |
| Noninterest income | 269,000 | 531,000 | 833,000 | 1,116,000 |
| Noninterest expense | 953,000 | 1,910,000 | 2,911,000 | 3,889,000 |
| Provision for loan losses | 6,000 | 134,000 | 236,000 | 243,000 |
| Pretax income | 605,000 | 1,083,000 | 1,515,000 | 2,085,000 |
| Income tax | 29,000 | 53,000 | 73,000 | 91,000 |
| Net income | 576,000 | 1,030,000 | 1,442,000 | 1,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,165,000 | 13,153,000 | 13,207,000 | 13,377,000 |
| Total capital | 14,274,000 | 14,303,000 | 14,436,000 | 14,613,000 |
| Risk-weighted assets | 102,574,000 | 103,672,000 | 102,451,000 | 104,758,000 |