Call reports 2005
LEE COUNTY BANK — 2005
What LEE COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 115,848,000 | 118,242,000 | 117,260,000 | 123,372,000 |
| Total loans | 97,037,000 | 97,121,000 | 98,585,000 | 100,057,000 |
| Allowance for loan losses | 860,000 | 921,000 | 982,000 | 1,038,000 |
| Securities available for sale | 9,078,000 | 10,191,000 | 6,940,000 | 6,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,378,000 | 83,893,000 | 86,227,000 | 85,966,000 |
| Interest-bearing deposits | 65,490,000 | 67,417,000 | 68,765,000 | 66,662,000 |
| Noninterest-bearing deposits | 16,888,000 | 16,476,000 | 17,462,000 | 19,304,000 |
| Equity capital | 12,073,000 | 12,125,000 | 12,057,000 | 12,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,574,000 | 5,415,000 | 7,257,000 |
| Interest expense | 522,000 | 1,097,000 | 1,720,000 | 2,379,000 |
| Net interest income | 1,209,000 | 2,477,000 | 3,695,000 | 4,878,000 |
| Noninterest income | 175,000 | 383,000 | 577,000 | 749,000 |
| Noninterest expense | 845,000 | 1,725,000 | 2,619,000 | 3,429,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 474,000 | 1,015,000 | 1,473,000 | 1,958,000 |
| Income tax | 23,000 | 49,000 | 72,000 | 95,000 |
| Net income | 451,000 | 966,000 | 1,401,000 | 1,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,135,000 | 12,163,000 | 12,112,000 | 12,574,000 |
| Total capital | 12,995,000 | 13,084,000 | 13,094,000 | 13,612,000 |
| Risk-weighted assets | 82,000,000 | 82,655,000 | 83,531,000 | 85,232,000 |
Machine access — free, no API key
Every figure shown here about LEE COUNTY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.