Call reports 2004
LEE COUNTY BANK — 2004
What LEE COUNTY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 115,449,000 | 111,847,000 | 117,458,000 | 116,829,000 |
| Total loans | 92,298,000 | 93,655,000 | 93,997,000 | 93,815,000 |
| Allowance for loan losses | 723,000 | 763,000 | 793,000 | 794,000 |
| Securities available for sale | 12,569,000 | 8,108,000 | 8,128,000 | 7,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,858,000 | 78,174,000 | 84,275,000 | 82,755,000 |
| Interest-bearing deposits | 63,160,000 | 62,504,000 | 62,254,000 | 61,862,000 |
| Noninterest-bearing deposits | 16,698,000 | 15,670,000 | 22,021,000 | 20,893,000 |
| Equity capital | 12,165,000 | 12,267,000 | 12,440,000 | 12,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,436,000 | 5,166,000 | 6,904,000 |
| Interest expense | 500,000 | 985,000 | 1,469,000 | 1,987,000 |
| Net interest income | 1,233,000 | 2,451,000 | 3,697,000 | 4,917,000 |
| Noninterest income | 177,000 | 383,000 | 577,000 | 772,000 |
| Noninterest expense | 810,000 | 1,642,000 | 2,466,000 | 3,287,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 570,000 | 1,132,000 | 1,718,000 | 2,282,000 |
| Income tax | 30,000 | 59,000 | 89,000 | 118,000 |
| Net income | 540,000 | 1,073,000 | 1,629,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,103,000 | 12,251,000 | 12,422,000 | 12,582,000 |
| Total capital | 12,826,000 | 13,014,000 | 13,215,000 | 13,376,000 |
| Risk-weighted assets | 78,263,000 | 78,895,000 | 78,742,000 | 79,251,000 |
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