Call reports 2025
NORTHPOINTE BANK — 2025
What NORTHPOINTE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,859,772,000 | 6,430,815,000 | 6,839,435,000 | 7,022,546,000 |
| Total loans | 5,354,803,000 | 5,828,006,000 | 6,227,071,000 | 6,330,740,000 |
| Allowance for loan losses | 12,315,000 | 12,375,000 | 12,250,000 | 10,435,000 |
| Securities available for sale | 8,594,000 | 8,785,000 | 4,752,000 | 4,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,849,883,000 | 4,497,059,000 | 4,777,817,000 | 4,888,513,000 |
| Interest-bearing deposits | 3,590,051,000 | 4,272,622,000 | 4,533,904,000 | 4,593,693,000 |
| Noninterest-bearing deposits | 259,832,000 | 224,437,000 | 243,913,000 | 294,820,000 |
| Equity capital | 587,965,000 | 609,454,000 | 642,670,000 | 662,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 79,151,000 | 172,243,000 | 274,080,000 | 380,203,000 |
| Interest expense | 48,079,000 | 103,973,000 | 164,799,000 | 226,518,000 |
| Net interest income | 31,072,000 | 68,270,000 | 109,281,000 | 153,685,000 |
| Noninterest income | 22,929,000 | 45,438,000 | 69,529,000 | 91,239,000 |
| Noninterest expense | 29,276,000 | 60,448,000 | 94,162,000 | 127,570,000 |
| Provision for loan losses | 1,385,000 | 1,932,000 | 2,785,000 | 2,152,000 |
| Pretax income | 23,450,000 | 51,407,000 | 81,978,000 | 115,299,000 |
| Income tax | 5,548,000 | 12,162,000 | 19,491,000 | 28,143,000 |
| Net income | 17,902,000 | 39,245,000 | 62,487,000 | 87,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 588,659,000 | 610,113,000 | 643,467,000 | 663,255,000 |
| Total capital | 598,837,000 | 620,386,000 | 653,591,000 | 671,588,000 |
| Risk-weighted assets | 4,924,471,000 | 5,469,579,000 | 5,868,553,000 | 5,915,841,000 |