Call reports 2023
NORTHPOINTE BANK — 2023
What NORTHPOINTE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,555,732,000 | 4,759,273,000 | 4,889,269,000 | 4,758,446,000 |
| Total loans | 3,862,149,000 | 4,115,987,000 | 4,132,826,000 | 4,133,641,000 |
| Allowance for loan losses | 16,685,000 | 15,051,000 | 14,273,000 | 12,295,000 |
| Securities available for sale | 9,026,000 | 8,896,000 | 8,774,000 | 14,727,000 |
| Securities held to maturity | 5,812,000 | 5,809,000 | 5,807,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,894,165,000 | 3,037,034,000 | 3,056,158,000 | 2,931,589,000 |
| Interest-bearing deposits | 2,629,259,000 | 2,748,510,000 | 2,747,288,000 | 2,672,415,000 |
| Noninterest-bearing deposits | 264,906,000 | 288,524,000 | 308,870,000 | 259,174,000 |
| Equity capital | 448,832,000 | 460,599,000 | 459,398,000 | 448,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 57,906,000 | 123,701,000 | 195,463,000 | 267,382,000 |
| Interest expense | 34,074,000 | 73,230,000 | 117,876,000 | 162,785,000 |
| Net interest income | 23,832,000 | 50,471,000 | 77,587,000 | 104,597,000 |
| Noninterest income | 26,960,000 | 63,383,000 | 90,441,000 | 95,085,000 |
| Noninterest expense | 40,814,000 | 84,454,000 | 123,176,000 | 153,011,000 |
| Provision for loan losses | 968,000 | -683,000 | -1,431,000 | -2,569,000 |
| Pretax income | 8,880,000 | 29,909,000 | 45,151,000 | 48,175,000 |
| Income tax | 2,176,000 | 7,250,000 | 10,938,000 | 12,929,000 |
| Net income | 6,704,000 | 22,659,000 | 34,213,000 | 35,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 451,043,000 | 463,093,000 | 462,189,000 | 451,147,000 |
| Total capital | 472,736,000 | 483,188,000 | 482,437,000 | 469,422,000 |
| Risk-weighted assets | 3,894,433,000 | 4,156,117,000 | 4,168,034,000 | 4,169,094,000 |