Call reports 2022
NORTHPOINTE BANK — 2022
What NORTHPOINTE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,381,910,000 | 3,978,067,000 | 4,385,239,000 | 4,401,730,000 |
| Total loans | 3,510,262,000 | 3,439,712,000 | 3,760,085,000 | 3,821,097,000 |
| Allowance for loan losses | 4,755,000 | 6,535,000 | 6,365,000 | 6,365,000 |
| Securities available for sale | 9,800,000 | 9,325,000 | 8,125,000 | 9,088,000 |
| Securities held to maturity | 0 | 5,820,000 | 5,817,000 | 5,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,795,681,000 | 2,423,719,000 | 2,784,494,000 | 2,928,368,000 |
| Interest-bearing deposits | 2,402,429,000 | 2,028,653,000 | 2,328,838,000 | 2,578,715,000 |
| Noninterest-bearing deposits | 393,252,000 | 395,066,000 | 455,656,000 | 349,653,000 |
| Equity capital | 447,620,000 | 447,126,000 | 455,358,000 | 453,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 32,303,000 | 68,843,000 | 114,633,000 | 166,124,000 |
| Interest expense | 6,576,000 | 16,136,000 | 35,733,000 | 63,897,000 |
| Net interest income | 25,727,000 | 52,707,000 | 78,900,000 | 102,227,000 |
| Noninterest income | 64,201,000 | 101,990,000 | 139,830,000 | 158,325,000 |
| Noninterest expense | 71,838,000 | 130,891,000 | 183,152,000 | 221,487,000 |
| Provision for loan losses | 740,000 | 2,424,000 | 2,237,000 | 2,216,000 |
| Pretax income | 17,282,000 | 21,266,000 | 33,168,000 | 36,679,000 |
| Income tax | 4,053,000 | 4,171,000 | 6,925,000 | 9,467,000 |
| Net income | 13,229,000 | 17,095,000 | 26,243,000 | 27,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 441,308,000 | 441,430,000 | 452,267,000 | 449,919,000 |
| Total capital | — | — | 473,306,000 | 470,972,000 |
| Risk-weighted assets | — | — | 3,705,267,000 | 3,777,941,000 |