Call reports 2021
NORTHPOINTE BANK — 2021
What NORTHPOINTE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,685,489,000 | 3,666,828,000 | 3,940,704,000 | 4,726,840,000 |
| Total loans | 3,207,059,000 | 3,233,994,000 | 3,358,658,000 | 3,985,271,000 |
| Allowance for loan losses | 5,030,000 | 3,883,000 | 4,157,000 | 3,886,000 |
| Securities available for sale | 5,000,000 | 5,064,000 | 10,250,000 | 10,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,033,999,000 | 2,106,345,000 | 2,341,576,000 | 2,948,987,000 |
| Interest-bearing deposits | 1,609,603,000 | 1,749,408,000 | 1,923,133,000 | 2,595,825,000 |
| Noninterest-bearing deposits | 424,396,000 | 356,937,000 | 418,443,000 | 353,162,000 |
| Equity capital | 387,731,000 | 393,204,000 | 409,646,000 | 441,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 26,291,000 | 54,055,000 | 84,908,000 | 118,078,000 |
| Interest expense | 7,206,000 | 13,749,000 | 20,046,000 | 26,298,000 |
| Net interest income | 19,085,000 | 40,306,000 | 64,862,000 | 91,780,000 |
| Noninterest income | 103,341,000 | 165,604,000 | 241,302,000 | 311,916,000 |
| Noninterest expense | 78,878,000 | 142,653,000 | 213,948,000 | 284,047,000 |
| Provision for loan losses | -5,500,000 | -7,029,000 | -6,871,000 | -7,184,000 |
| Pretax income | 49,021,000 | 70,326,000 | 99,058,000 | 126,790,000 |
| Income tax | 11,497,000 | 16,629,000 | 23,469,000 | 30,655,000 |
| Net income | 37,524,000 | 53,697,000 | 75,589,000 | 96,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 380,246,000 | 385,974,000 | 402,421,000 | 434,124,000 |