Call reports 2020
NORTHPOINTE BANK — 2020
What NORTHPOINTE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,592,339,000 | 2,996,207,000 | 3,155,123,000 | 3,305,150,000 |
| Total loans | 2,157,153,000 | 2,423,605,000 | 2,562,314,000 | 2,715,498,000 |
| Allowance for loan losses | 5,487,000 | 10,522,000 | 10,573,000 | 10,539,000 |
| Securities available for sale | 1,505,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,480,068,000 | 1,518,305,000 | 1,558,469,000 | 1,681,536,000 |
| Interest-bearing deposits | 1,184,006,000 | 1,176,222,000 | 1,168,807,000 | 1,293,507,000 |
| Noninterest-bearing deposits | 296,062,000 | 342,083,000 | 389,662,000 | 388,029,000 |
| Equity capital | 225,750,000 | 261,307,000 | 289,624,000 | 354,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,003,000 | 45,500,000 | 69,434,000 | 92,540,000 |
| Interest expense | 9,722,000 | 18,830,000 | 27,684,000 | 36,210,000 |
| Net interest income | 12,281,000 | 26,670,000 | 41,750,000 | 56,330,000 |
| Noninterest income | 52,767,000 | 170,246,000 | 277,700,000 | 362,315,000 |
| Noninterest expense | 50,254,000 | 128,327,000 | 209,965,000 | 272,087,000 |
| Provision for loan losses | 1,000,000 | 6,000,000 | 6,000,000 | 6,000,000 |
| Pretax income | 13,794,000 | 62,589,000 | 103,516,000 | 140,585,000 |
| Income tax | 3,296,000 | 13,544,000 | 22,139,000 | 29,924,000 |
| Net income | 10,498,000 | 49,045,000 | 81,377,000 | 110,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,219,000 | 253,041,000 | 281,629,000 | 347,167,000 |