Call reports 2019
NORTHPOINTE BANK — 2019
What NORTHPOINTE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,575,468,000 | 1,826,824,000 | 2,086,812,000 | 2,186,056,000 |
| Total loans | 1,418,297,000 | 1,643,288,000 | 1,765,125,000 | 1,707,790,000 |
| Allowance for loan losses | 4,684,000 | 5,013,000 | 5,288,000 | 4,533,000 |
| Securities available for sale | 1,456,000 | 1,477,000 | 1,488,000 | 1,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 973,738,000 | 1,092,421,000 | 1,335,082,000 | 1,319,273,000 |
| Interest-bearing deposits | 861,046,000 | 943,312,000 | 1,109,368,000 | 1,124,223,000 |
| Noninterest-bearing deposits | 112,692,000 | 149,109,000 | 225,714,000 | 195,050,000 |
| Equity capital | 115,885,000 | 145,852,000 | 182,126,000 | 202,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,734,000 | 33,900,000 | 54,865,000 | 77,676,000 |
| Interest expense | 6,792,000 | 14,999,000 | 24,866,000 | 35,175,000 |
| Net interest income | 8,942,000 | 18,901,000 | 29,999,000 | 42,501,000 |
| Noninterest income | 26,874,000 | 60,721,000 | 109,406,000 | 148,516,000 |
| Noninterest expense | 27,778,000 | 63,751,000 | 109,076,000 | 151,795,000 |
| Provision for loan losses | 250,000 | 550,000 | 750,000 | 0 |
| Pretax income | 7,788,000 | 15,321,000 | 29,579,000 | 39,222,000 |
| Income tax | 1,636,000 | 3,218,000 | 6,211,000 | 8,237,000 |
| Net income | 6,152,000 | 12,103,000 | 23,368,000 | 30,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,803,000 | 129,634,000 | 165,378,000 | 183,954,000 |
| Total capital | 120,487,000 | 149,647,000 | 185,666,000 | 203,487,000 |
| Risk-weighted assets | 1,125,259,000 | 1,336,841,000 | 1,454,909,000 | 1,372,147,000 |