Call reports 2018
NORTHPOINTE BANK — 2018
What NORTHPOINTE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 861,014,000 | 1,032,006,000 | 1,170,283,000 | 1,279,654,000 |
| Total loans | 765,640,000 | 902,437,000 | 1,033,802,000 | 1,138,375,000 |
| Allowance for loan losses | 4,070,000 | 4,108,000 | 4,198,000 | 4,420,000 |
| Securities available for sale | 1,446,000 | 1,435,000 | 1,424,000 | 1,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,719,000 | 734,226,000 | 883,435,000 | 931,087,000 |
| Interest-bearing deposits | 498,866,000 | 653,161,000 | 795,130,000 | 835,370,000 |
| Noninterest-bearing deposits | 69,853,000 | 81,065,000 | 88,305,000 | 95,717,000 |
| Equity capital | 77,499,000 | 90,345,000 | 104,334,000 | 105,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,223,000 | 19,923,000 | 32,708,000 | 47,079,000 |
| Interest expense | 2,618,000 | 5,952,000 | 10,626,000 | 16,371,000 |
| Net interest income | 6,605,000 | 13,971,000 | 22,082,000 | 30,708,000 |
| Noninterest income | 16,410,000 | 40,150,000 | 71,285,000 | 91,061,000 |
| Noninterest expense | 19,954,000 | 44,169,000 | 67,619,000 | 92,743,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 250,000 |
| Pretax income | 2,706,000 | 9,597,000 | 25,393,000 | 28,671,000 |
| Income tax | 567,000 | 2,021,000 | 5,341,000 | 6,026,000 |
| Net income | 2,139,000 | 7,576,000 | 20,052,000 | 22,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,728,000 | 86,958,000 | 89,051,000 | 94,540,000 |
| Total capital | 80,798,000 | 91,066,000 | 108,249,000 | 113,960,000 |
| Risk-weighted assets | 689,730,000 | 777,921,000 | 904,564,000 | 954,389,000 |