Call reports 2017
NORTHPOINTE BANK — 2017
What NORTHPOINTE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 597,494,000 | 693,951,000 | 754,945,000 | 827,634,000 |
| Total loans | 481,318,000 | 591,886,000 | 670,348,000 | 719,636,000 |
| Allowance for loan losses | 3,625,000 | 3,605,000 | 3,762,000 | 3,853,000 |
| Securities available for sale | 8,655,000 | 8,584,000 | 8,194,000 | 7,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,522,000 | 544,690,000 | 538,440,000 | 600,131,000 |
| Interest-bearing deposits | 457,229,000 | 473,465,000 | 470,964,000 | 533,865,000 |
| Noninterest-bearing deposits | 54,293,000 | 71,225,000 | 67,476,000 | 66,266,000 |
| Equity capital | 61,630,000 | 63,026,000 | 71,953,000 | 76,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,505,000 | 13,579,000 | 21,482,000 | 30,006,000 |
| Interest expense | 1,229,000 | 2,642,000 | 4,552,000 | 6,944,000 |
| Net interest income | 5,276,000 | 10,937,000 | 16,930,000 | 23,062,000 |
| Noninterest income | 12,548,000 | 27,842,000 | 48,731,000 | 62,742,000 |
| Noninterest expense | 14,151,000 | 30,729,000 | 50,785,000 | 68,756,000 |
| Provision for loan losses | 0 | 100,000 | 300,000 | 300,000 |
| Pretax income | 3,673,000 | 7,950,000 | 14,576,000 | 16,748,000 |
| Income tax | 1,235,000 | 2,711,000 | 4,934,000 | 4,029,000 |
| Net income | 2,438,000 | 5,239,000 | 9,642,000 | 12,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,864,000 | 59,870,000 | 65,100,000 | 72,337,000 |
| Total capital | 52,489,000 | 63,474,000 | 68,862,000 | 76,190,000 |
| Risk-weighted assets | 473,191,000 | 572,165,000 | 644,449,000 | 689,983,000 |