Call reports 2016
NORTHPOINTE BANK — 2016
What NORTHPOINTE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 439,352,000 | 547,104,000 | 616,674,000 | 587,672,000 |
| Total loans | 360,771,000 | 472,872,000 | 532,810,000 | 505,026,000 |
| Allowance for loan losses | 3,963,000 | 3,890,000 | 3,970,000 | 3,763,000 |
| Securities available for sale | 8,678,000 | 8,729,000 | 8,528,000 | 7,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,077,000 | 427,841,000 | 523,907,000 | 509,140,000 |
| Interest-bearing deposits | 332,568,000 | 380,205,000 | 476,546,000 | 448,480,000 |
| Noninterest-bearing deposits | 40,509,000 | 47,636,000 | 47,361,000 | 60,660,000 |
| Equity capital | 42,241,000 | 47,559,000 | 53,699,000 | 57,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,674,000 | 11,516,000 | 17,534,000 | 24,028,000 |
| Interest expense | 877,000 | 1,907,000 | 3,082,000 | 4,333,000 |
| Net interest income | 4,797,000 | 9,609,000 | 14,452,000 | 19,695,000 |
| Noninterest income | 5,726,000 | 19,473,000 | 35,345,000 | 46,717,000 |
| Noninterest expense | 7,402,000 | 16,956,000 | 31,288,000 | 44,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,121,000 | 12,128,000 | 18,511,000 | 21,630,000 |
| Income tax | 1,049,000 | 4,093,000 | 6,129,000 | 7,169,000 |
| Net income | 2,072,000 | 8,035,000 | 12,382,000 | 14,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,229,000 | 47,117,000 | 49,536,000 | 50,165,000 |
| Total capital | 39,192,000 | 51,007,000 | 53,506,000 | 53,928,000 |
| Risk-weighted assets | 351,439,000 | 444,493,000 | 493,223,000 | 492,665,000 |