Call reports 2011
NORTHPOINTE BANK — 2011
What NORTHPOINTE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 258,765,000 | 263,819,000 | 293,219,000 | 298,844,000 |
| Total loans | 204,081,000 | 222,915,000 | 260,159,000 | 268,200,000 |
| Allowance for loan losses | 7,170,000 | 6,799,000 | 6,577,000 | 5,626,000 |
| Securities available for sale | 7,707,000 | 8,814,000 | 6,675,000 | 5,782,000 |
| Securities held to maturity | 255,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,977,000 | 224,909,000 | 240,227,000 | 242,122,000 |
| Interest-bearing deposits | 215,976,000 | 221,741,000 | 237,145,000 | 239,403,000 |
| Noninterest-bearing deposits | 4,001,000 | 3,168,000 | 3,082,000 | 2,719,000 |
| Equity capital | 12,981,000 | 12,961,000 | 13,529,000 | 15,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,147,000 | 8,282,000 | 12,665,000 | 17,389,000 |
| Interest expense | 1,539,000 | 2,932,000 | 4,284,000 | 5,547,000 |
| Net interest income | 2,608,000 | 5,350,000 | 8,381,000 | 11,842,000 |
| Noninterest income | 509,000 | 764,000 | 1,201,000 | 1,986,000 |
| Noninterest expense | 2,155,000 | 4,345,000 | 6,809,000 | 9,637,000 |
| Provision for loan losses | 866,000 | 1,587,000 | 2,022,000 | 2,224,000 |
| Pretax income | 96,000 | 167,000 | 696,000 | 1,832,000 |
| Income tax | 0 | 0 | 0 | -1,250,000 |
| Net income | 96,000 | 167,000 | 696,000 | 3,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,028,000 | 13,098,000 | 13,627,000 | 15,429,000 |
| Total capital | 15,144,000 | 15,299,000 | 16,009,000 | 17,860,000 |
| Risk-weighted assets | 165,796,000 | 171,512,000 | 186,131,000 | 191,246,000 |