Call reports 2005
NORTHPOINTE BANK — 2005
What NORTHPOINTE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 264,734,000 | 280,655,000 | 295,898,000 | 298,903,000 |
| Total loans | 228,486,000 | 243,071,000 | 253,414,000 | 258,263,000 |
| Allowance for loan losses | 2,461,000 | 3,402,000 | 3,805,000 | 4,064,000 |
| Securities available for sale | 20,252,000 | 20,944,000 | 21,371,000 | 22,567,000 |
| Securities held to maturity | 800,000 | 800,000 | 800,000 | 800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,078,000 | 160,146,000 | 166,676,000 | 166,762,000 |
| Interest-bearing deposits | 149,464,000 | 156,117,000 | 162,795,000 | 163,816,000 |
| Noninterest-bearing deposits | 3,614,000 | 4,029,000 | 3,881,000 | 2,947,000 |
| Equity capital | 22,799,000 | 26,384,000 | 29,569,000 | 30,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,135,000 | 10,654,000 | 16,650,000 | 22,839,000 |
| Interest expense | 1,958,000 | 4,133,000 | 6,492,000 | 8,986,000 |
| Net interest income | 3,177,000 | 6,521,000 | 10,158,000 | 13,853,000 |
| Noninterest income | 88,000 | 97,000 | 170,000 | 409,000 |
| Noninterest expense | 1,537,000 | 3,094,000 | 5,101,000 | 7,439,000 |
| Provision for loan losses | 348,000 | 1,308,000 | 1,944,000 | 2,153,000 |
| Pretax income | 1,380,000 | 2,216,000 | 3,283,000 | 4,670,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 1,380,000 | 2,216,000 | 3,283,000 | 4,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,085,000 | 26,419,000 | 29,737,000 | 31,119,000 |
| Total capital | 25,435,000 | 28,913,000 | 32,348,000 | 33,769,000 |
| Risk-weighted assets | 187,881,000 | 198,617,000 | 207,651,000 | 210,615,000 |
Machine access — free, no API key
Every figure shown here about NORTHPOINTE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.