Call reports 2025
BANK OF GRAND LAKE — 2025
What BANK OF GRAND LAKE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 252,946,000 | 247,013,000 | 240,551,000 | 235,548,000 |
| Total loans | 147,178,000 | 143,694,000 | 145,935,000 | 148,625,000 |
| Allowance for loan losses | 960,000 | 950,000 | 954,000 | 946,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 69,171,000 | 73,119,000 | 66,765,000 | 65,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,676,000 | 221,181,000 | 213,812,000 | 204,525,000 |
| Interest-bearing deposits | 203,075,000 | 194,656,000 | 187,253,000 | 180,967,000 |
| Noninterest-bearing deposits | 27,601,000 | 26,525,000 | 26,559,000 | 23,558,000 |
| Equity capital | 21,801,000 | 25,086,000 | 26,106,000 | 25,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,032,000 | 6,063,000 | 9,077,000 | 12,051,000 |
| Interest expense | 1,054,000 | 2,081,000 | 3,083,000 | 4,026,000 |
| Net interest income | 1,978,000 | 3,982,000 | 5,994,000 | 8,025,000 |
| Noninterest income | 128,000 | 2,655,000 | 2,856,000 | 2,991,000 |
| Noninterest expense | 1,281,000 | 2,527,000 | 3,720,000 | 5,055,000 |
| Provision for loan losses | 1,000 | -1,000 | 4,000 | 3,000 |
| Pretax income | 825,000 | 4,110,000 | 5,130,000 | 5,961,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 825,000 | 4,110,000 | 5,130,000 | 5,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,801,000 | 25,086,000 | 26,106,000 | 25,487,000 |
| Total capital | 22,766,000 | 26,042,000 | 27,062,000 | 26,436,000 |
| Risk-weighted assets | 128,472,000 | 130,641,000 | 129,457,000 | 128,997,000 |