Call reports 2023
BANK OF GRAND LAKE — 2023
What BANK OF GRAND LAKE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 245,049,000 | 256,148,000 | 245,953,000 | 240,564,000 |
| Total loans | 138,590,000 | 137,745,000 | 142,130,000 | 147,803,000 |
| Allowance for loan losses | 1,094,000 | 1,086,000 | 1,093,000 | 1,103,000 |
| Securities available for sale | 5,084,000 | 98,000 | 0 | 0 |
| Securities held to maturity | 69,658,000 | 88,674,000 | 75,054,000 | 65,715,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,445,000 | 215,931,000 | 215,328,000 | 209,241,000 |
| Interest-bearing deposits | 183,660,000 | 183,339,000 | 184,235,000 | 182,403,000 |
| Noninterest-bearing deposits | 31,785,000 | 32,592,000 | 31,093,000 | 26,838,000 |
| Equity capital | 19,243,000 | 19,588,000 | 20,073,000 | 20,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,359,000 | 5,071,000 | 7,829,000 | 10,632,000 |
| Interest expense | 552,000 | 1,367,000 | 2,251,000 | 3,184,000 |
| Net interest income | 1,807,000 | 3,704,000 | 5,578,000 | 7,448,000 |
| Noninterest income | 835,000 | 952,000 | 1,083,000 | 1,336,000 |
| Noninterest expense | 1,453,000 | 2,630,000 | 3,849,000 | 5,173,000 |
| Provision for loan losses | 175,000 | 175,000 | 175,000 | 175,000 |
| Pretax income | 1,014,000 | 1,851,000 | 2,637,000 | 3,436,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,014,000 | 1,851,000 | 2,637,000 | 3,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,250,000 | 19,586,000 | 20,073,000 | 20,357,000 |
| Total capital | 20,361,000 | 20,683,000 | 21,182,000 | 21,460,000 |
| Risk-weighted assets | 136,976,000 | 134,877,000 | 132,728,000 | 134,056,000 |