Call reports 2022
BANK OF GRAND LAKE — 2022
What BANK OF GRAND LAKE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 253,384,000 | 255,711,000 | 238,713,000 | 233,881,000 |
| Total loans | 127,573,000 | 130,913,000 | 133,698,000 | 139,176,000 |
| Allowance for loan losses | 941,000 | 937,000 | 936,000 | 937,000 |
| Securities available for sale | 9,861,000 | 14,697,000 | 4,811,000 | 5,027,000 |
| Securities held to maturity | 53,113,000 | 63,476,000 | 69,207,000 | 69,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,686,000 | 238,402,000 | 220,205,000 | 215,012,000 |
| Interest-bearing deposits | 205,662,000 | 201,275,000 | 189,113,000 | 183,165,000 |
| Noninterest-bearing deposits | 30,024,000 | 37,127,000 | 31,092,000 | 31,847,000 |
| Equity capital | 17,625,000 | 17,189,000 | 17,777,000 | 18,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,715,000 | 3,642,000 | 5,817,000 | 8,138,000 |
| Interest expense | 146,000 | 317,000 | 565,000 | 985,000 |
| Net interest income | 1,569,000 | 3,325,000 | 5,252,000 | 7,153,000 |
| Noninterest income | 131,000 | 247,000 | 376,000 | 723,000 |
| Noninterest expense | 1,134,000 | 2,321,000 | 3,486,000 | 4,764,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 566,000 | 1,223,000 | 2,114,000 | 3,084,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 566,000 | 1,223,000 | 2,114,000 | 3,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,718,000 | 17,375,000 | 17,966,000 | 18,736,000 |
| Total capital | 18,659,000 | 18,312,000 | 18,902,000 | 19,673,000 |
| Risk-weighted assets | 131,217,000 | 130,541,000 | 132,537,000 | 137,686,000 |