Call reports 2021
BANK OF GRAND LAKE — 2021
What BANK OF GRAND LAKE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 215,895,000 | 211,645,000 | 237,822,000 | 239,140,000 |
| Total loans | 133,460,000 | 130,851,000 | 127,717,000 | 125,388,000 |
| Allowance for loan losses | 876,000 | 871,000 | 856,000 | 904,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,141,000 | 43,530,000 | 51,021,000 | 52,892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,520,000 | 191,018,000 | 215,913,000 | 216,632,000 |
| Interest-bearing deposits | 163,321,000 | 163,246,000 | 183,253,000 | 185,369,000 |
| Noninterest-bearing deposits | 27,199,000 | 27,772,000 | 32,660,000 | 31,263,000 |
| Equity capital | 15,054,000 | 15,231,000 | 16,550,000 | 17,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,492,000 | 5,285,000 | 7,178,000 |
| Interest expense | 233,000 | 420,000 | 577,000 | 730,000 |
| Net interest income | 1,544,000 | 3,072,000 | 4,708,000 | 6,448,000 |
| Noninterest income | 289,000 | 569,000 | 874,000 | 1,125,000 |
| Noninterest expense | 1,225,000 | 2,415,000 | 3,637,000 | 4,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 608,000 | 1,485,000 | 2,204,000 | 3,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 608,000 | 1,485,000 | 2,204,000 | 3,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,054,000 | 15,231,000 | 16,550,000 | 17,352,000 |
| Total capital | 15,930,000 | 16,102,000 | 17,406,000 | 18,256,000 |
| Risk-weighted assets | 123,930,000 | 119,678,000 | 129,768,000 | 128,888,000 |