Call reports 2020
BANK OF GRAND LAKE — 2020
What BANK OF GRAND LAKE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 174,146,000 | 211,888,000 | 210,192,000 | 192,804,000 |
| Total loans | 133,902,000 | 136,525,000 | 137,068,000 | 133,266,000 |
| Allowance for loan losses | 953,000 | 937,000 | 938,000 | 926,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,059,000 | 25,246,000 | 38,534,000 | 38,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,704,000 | 169,420,000 | 170,395,000 | 160,959,000 |
| Interest-bearing deposits | 133,568,000 | 140,557,000 | 145,954,000 | 138,083,000 |
| Noninterest-bearing deposits | 21,136,000 | 28,863,000 | 24,441,000 | 22,876,000 |
| Equity capital | 14,226,000 | 14,228,000 | 14,571,000 | 14,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,978,000 | 3,864,000 | 5,751,000 | 7,589,000 |
| Interest expense | 520,000 | 977,000 | 1,360,000 | 1,671,000 |
| Net interest income | 1,458,000 | 2,887,000 | 4,391,000 | 5,918,000 |
| Noninterest income | 163,000 | 571,000 | 764,000 | 815,000 |
| Noninterest expense | 1,113,000 | 2,348,000 | 3,502,000 | 4,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 508,000 | 1,110,000 | 1,653,000 | 2,028,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 508,000 | 1,110,000 | 1,653,000 | 2,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,226,000 | 14,228,000 | 14,571,000 | 14,746,000 |
| Total capital | 15,179,000 | 15,165,000 | 15,509,000 | 15,672,000 |
| Risk-weighted assets | 126,322,000 | 129,418,000 | 126,325,000 | 125,236,000 |