Call reports 2019
BANK OF GRAND LAKE — 2019
What BANK OF GRAND LAKE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 177,517,000 | 177,552,000 | 183,113,000 | 170,152,000 |
| Total loans | 134,718,000 | 133,622,000 | 132,728,000 | 134,080,000 |
| Allowance for loan losses | 1,066,000 | 1,058,000 | 1,027,000 | 953,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 19,383,000 | 19,321,000 | 19,647,000 | 20,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,720,000 | 163,621,000 | 168,945,000 | 155,916,000 |
| Interest-bearing deposits | 150,242,000 | 148,272,000 | 150,076,000 | 139,656,000 |
| Noninterest-bearing deposits | 13,478,000 | 15,349,000 | 18,869,000 | 16,260,000 |
| Equity capital | 13,598,000 | 13,688,000 | 13,906,000 | 14,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,064,000 | 4,163,000 | 6,276,000 | 8,213,000 |
| Interest expense | 570,000 | 1,192,000 | 1,817,000 | 2,407,000 |
| Net interest income | 1,494,000 | 2,971,000 | 4,459,000 | 5,806,000 |
| Noninterest income | 136,000 | 258,000 | 401,000 | 517,000 |
| Noninterest expense | 1,099,000 | 2,208,000 | 3,321,000 | 4,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 531,000 | 1,021,000 | 1,539,000 | 1,852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 1,021,000 | 1,539,000 | 1,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,598,000 | 13,688,000 | 13,906,000 | 14,018,000 |
| Total capital | 14,664,000 | 14,746,000 | 14,933,000 | 14,971,000 |
| Risk-weighted assets | 122,518,000 | 121,293,000 | 126,047,000 | 126,539,000 |