Call reports 2018
BANK OF GRAND LAKE — 2018
What BANK OF GRAND LAKE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 166,272,000 | 165,423,000 | 166,216,000 | 167,747,000 |
| Total loans | 130,017,000 | 130,964,000 | 131,633,000 | 133,375,000 |
| Allowance for loan losses | 933,000 | 891,000 | 893,000 | 1,079,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,172,000 | 17,704,000 | 17,736,000 | 19,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,761,000 | 141,069,000 | 144,742,000 | 144,300,000 |
| Interest-bearing deposits | 128,695,000 | 125,287,000 | 130,009,000 | 129,613,000 |
| Noninterest-bearing deposits | 16,066,000 | 15,782,000 | 14,733,000 | 14,687,000 |
| Equity capital | 13,215,000 | 13,170,000 | 13,226,000 | 13,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,716,000 | 5,677,000 | 7,677,000 |
| Interest expense | 352,000 | 753,000 | 1,208,000 | 1,710,000 |
| Net interest income | 1,501,000 | 2,963,000 | 4,469,000 | 5,967,000 |
| Noninterest income | 114,000 | 236,000 | 358,000 | 489,000 |
| Noninterest expense | 1,012,000 | 2,041,000 | 3,112,000 | 4,201,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 603,000 | 1,158,000 | 1,715,000 | 2,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 603,000 | 1,158,000 | 1,715,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,215,000 | 13,170,000 | 13,226,000 | 13,367,000 |
| Total capital | 14,148,000 | 14,061,000 | 14,119,000 | 14,446,000 |
| Risk-weighted assets | 116,655,000 | 116,969,000 | 118,234,000 | 126,951,000 |