Call reports 2017
BANK OF GRAND LAKE — 2017
What BANK OF GRAND LAKE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 150,200,000 | 156,111,000 | 159,348,000 | 162,829,000 |
| Total loans | 118,292,000 | 124,157,000 | 125,255,000 | 130,140,000 |
| Allowance for loan losses | 1,023,000 | 1,072,000 | 1,078,000 | 992,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,053,000 | 18,082,000 | 18,111,000 | 18,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,748,000 | 135,528,000 | 138,395,000 | 139,530,000 |
| Interest-bearing deposits | 117,831,000 | 122,512,000 | 123,966,000 | 125,539,000 |
| Noninterest-bearing deposits | 13,917,000 | 13,016,000 | 14,429,000 | 13,991,000 |
| Equity capital | 12,254,000 | 12,426,000 | 12,780,000 | 13,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,347,000 | 5,149,000 | 6,991,000 |
| Interest expense | 256,000 | 533,000 | 832,000 | 1,142,000 |
| Net interest income | 1,371,000 | 2,814,000 | 4,317,000 | 5,849,000 |
| Noninterest income | 114,000 | 230,000 | 341,000 | 462,000 |
| Noninterest expense | 938,000 | 1,875,000 | 2,810,000 | 3,856,000 |
| Provision for loan losses | 0 | 50,000 | 75,000 | 150,000 |
| Pretax income | 547,000 | 1,119,000 | 1,773,000 | 2,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 547,000 | 1,119,000 | 1,773,000 | 2,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,254,000 | 12,426,000 | 12,780,000 | 13,012,000 |
| Total capital | 13,277,000 | 13,498,000 | 13,858,000 | 14,004,000 |
| Risk-weighted assets | 107,436,000 | 108,047,000 | 110,749,000 | 115,367,000 |