Call reports 2016
BANK OF GRAND LAKE — 2016
What BANK OF GRAND LAKE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 143,987,000 | 145,022,000 | 148,565,000 | 147,601,000 |
| Total loans | 111,104,000 | 110,884,000 | 114,187,000 | 116,593,000 |
| Allowance for loan losses | 1,136,000 | 1,085,000 | 1,025,000 | 1,024,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,940,000 | 17,967,000 | 17,995,000 | 18,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,403,000 | 128,377,000 | 133,680,000 | 129,473,000 |
| Interest-bearing deposits | 117,517,000 | 117,456,000 | 122,202,000 | 118,706,000 |
| Noninterest-bearing deposits | 10,886,000 | 10,921,000 | 11,478,000 | 10,767,000 |
| Equity capital | 11,452,000 | 11,487,000 | 11,732,000 | 12,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,092,000 | 4,667,000 | 6,284,000 |
| Interest expense | 246,000 | 509,000 | 783,000 | 1,047,000 |
| Net interest income | 1,305,000 | 2,583,000 | 3,884,000 | 5,237,000 |
| Noninterest income | 92,000 | 181,000 | 253,000 | 342,000 |
| Noninterest expense | 888,000 | 1,870,000 | 2,698,000 | 3,615,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 409,000 | 794,000 | 1,339,000 | 1,864,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 409,000 | 794,000 | 1,339,000 | 1,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,452,000 | 11,487,000 | 11,732,000 | 12,007,000 |
| Total capital | 12,588,000 | 12,572,000 | 12,757,000 | 13,031,000 |
| Risk-weighted assets | 106,766,000 | 106,144,000 | 104,583,000 | 107,718,000 |