Call reports 2015
BANK OF GRAND LAKE — 2015
What BANK OF GRAND LAKE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 134,993,000 | 138,809,000 | 145,625,000 | 146,499,000 |
| Total loans | 103,577,000 | 104,965,000 | 113,335,000 | 113,508,000 |
| Allowance for loan losses | 1,021,000 | 1,010,000 | 1,044,000 | 1,054,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,473,000 | 17,719,000 | 17,745,000 | 17,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,586,000 | 124,399,000 | 127,813,000 | 128,123,000 |
| Interest-bearing deposits | 109,218,000 | 113,506,000 | 115,628,000 | 117,694,000 |
| Noninterest-bearing deposits | 9,368,000 | 10,893,000 | 12,185,000 | 10,429,000 |
| Equity capital | 10,181,000 | 10,281,000 | 10,613,000 | 11,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 2,942,000 | 4,475,000 | 6,054,000 |
| Interest expense | 257,000 | 580,000 | 846,000 | 1,103,000 |
| Net interest income | 1,200,000 | 2,362,000 | 3,629,000 | 4,951,000 |
| Noninterest income | 134,000 | 228,000 | 349,000 | 469,000 |
| Noninterest expense | 848,000 | 1,704,000 | 2,585,000 | 3,646,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 125,000 |
| Pretax income | 486,000 | 886,000 | 1,318,000 | 1,649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 886,000 | 1,318,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,181,000 | 10,281,000 | 10,613,000 | 11,244,000 |
| Total capital | 11,202,000 | 11,291,000 | 11,657,000 | 12,298,000 |
| Risk-weighted assets | 97,598,000 | 100,055,000 | 106,769,000 | 105,229,000 |