Call reports 2012
BANK OF GRAND LAKE — 2012
What BANK OF GRAND LAKE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 95,220,000 | 95,628,000 | 104,099,000 | 109,200,000 |
| Total loans | 78,147,000 | 80,304,000 | 86,039,000 | 88,447,000 |
| Allowance for loan losses | 904,000 | 862,000 | 877,000 | 904,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,041,000 | 6,046,000 | 6,053,000 | 6,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,916,000 | 75,193,000 | 80,399,000 | 86,226,000 |
| Interest-bearing deposits | 64,153,000 | 66,817,000 | 70,687,000 | 77,057,000 |
| Noninterest-bearing deposits | 6,763,000 | 8,376,000 | 9,712,000 | 9,169,000 |
| Equity capital | 6,945,000 | 7,284,000 | 7,526,000 | 8,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,350,000 | 3,580,000 | 4,840,000 |
| Interest expense | 279,000 | 551,000 | 832,000 | 1,118,000 |
| Net interest income | 884,000 | 1,799,000 | 2,748,000 | 3,722,000 |
| Noninterest income | 155,000 | 318,000 | 439,000 | 590,000 |
| Noninterest expense | 556,000 | 1,225,000 | 1,853,000 | 2,853,000 |
| Provision for loan losses | 100,000 | 170,000 | 170,000 | 170,000 |
| Pretax income | 383,000 | 722,000 | 1,164,000 | 1,289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 383,000 | 722,000 | 1,164,000 | 1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,945,000 | 7,284,000 | 7,526,000 | 8,851,000 |
| Total capital | 7,849,000 | 8,146,000 | 8,403,000 | 9,755,000 |
| Risk-weighted assets | 72,774,000 | 73,580,000 | 77,329,000 | 80,338,000 |