Call reports 2011
BANK OF GRAND LAKE — 2011
What BANK OF GRAND LAKE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 91,064,000 | 94,936,000 | 96,912,000 | 90,686,000 |
| Total loans | 79,702,000 | 73,798,000 | 74,865,000 | 75,651,000 |
| Allowance for loan losses | 878,000 | 954,000 | 999,000 | 810,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,347,000 | 6,024,000 | 6,029,000 | 6,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,195,000 | 59,665,000 | 63,170,000 | 66,783,000 |
| Interest-bearing deposits | 58,083,000 | 53,247,000 | 56,931,000 | 59,400,000 |
| Noninterest-bearing deposits | 6,112,000 | 6,418,000 | 6,239,000 | 7,383,000 |
| Equity capital | 6,674,000 | 7,073,000 | 7,514,000 | 6,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,418,000 | 3,600,000 | 4,754,000 |
| Interest expense | 304,000 | 630,000 | 947,000 | 1,235,000 |
| Net interest income | 890,000 | 1,788,000 | 2,653,000 | 3,519,000 |
| Noninterest income | 87,000 | 201,000 | 345,000 | 428,000 |
| Noninterest expense | 499,000 | 1,037,000 | 1,557,000 | 2,394,000 |
| Provision for loan losses | 85,000 | 160,000 | 208,000 | 822,000 |
| Pretax income | 393,000 | 792,000 | 1,233,000 | 731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 393,000 | 792,000 | 1,233,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,674,000 | 7,073,000 | 7,514,000 | 6,762,000 |
| Total capital | 7,438,000 | 7,875,000 | 8,339,000 | 7,572,000 |
| Risk-weighted assets | 60,974,000 | 64,016,000 | 65,807,000 | 67,312,000 |