Call reports 2010
BANK OF GRAND LAKE — 2010
What BANK OF GRAND LAKE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 69,709,000 | 82,322,000 | 84,559,000 | 91,988,000 |
| Total loans | 58,988,000 | 70,660,000 | 74,048,000 | 78,010,000 |
| Allowance for loan losses | 509,000 | 551,000 | 677,000 | 803,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,445,000 | 3,444,000 | 3,796,000 | 3,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,928,000 | 55,354,000 | 55,266,000 | 60,300,000 |
| Interest-bearing deposits | 41,301,000 | 49,901,000 | 49,639,000 | 54,906,000 |
| Noninterest-bearing deposits | 4,627,000 | 5,453,000 | 5,627,000 | 5,394,000 |
| Equity capital | 6,141,000 | 6,328,000 | 6,636,000 | 6,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,943,000 | 3,092,000 | 4,280,000 |
| Interest expense | 234,000 | 476,000 | 775,000 | 1,077,000 |
| Net interest income | 701,000 | 1,467,000 | 2,317,000 | 3,203,000 |
| Noninterest income | 48,000 | 108,000 | 154,000 | 216,000 |
| Noninterest expense | 432,000 | 921,000 | 1,384,000 | 1,963,000 |
| Provision for loan losses | 203,000 | 353,000 | 478,000 | 652,000 |
| Pretax income | 114,000 | 301,000 | 609,000 | 804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 301,000 | 609,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,141,000 | 6,328,000 | 6,636,000 | 6,531,000 |
| Total capital | 6,650,000 | 6,879,000 | 7,313,000 | 7,270,000 |
| Risk-weighted assets | 49,466,000 | 53,093,000 | 56,593,000 | 59,049,000 |