Call reports 2016
MIDWEST COMMUNITY BANK — 2016
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,512,000 | 60,730,000 | 61,397,000 | 60,400,000 |
| Total loans | 23,487,000 | 23,265,000 | 22,801,000 | 22,472,000 |
| Allowance for loan losses | 388,000 | 389,000 | 389,000 | 389,000 |
| Securities available for sale | 33,281,000 | 31,303,000 | 32,865,000 | 34,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,402,000 | 44,467,000 | 45,149,000 | 42,969,000 |
| Interest-bearing deposits | 35,456,000 | 34,594,000 | 34,892,000 | 32,838,000 |
| Noninterest-bearing deposits | 10,946,000 | 9,873,000 | 10,257,000 | 10,131,000 |
| Equity capital | 8,476,000 | 8,586,000 | 8,641,000 | 8,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,083,000 | 1,603,000 | 2,081,000 |
| Interest expense | 104,000 | 209,000 | 315,000 | 417,000 |
| Net interest income | 467,000 | 874,000 | 1,288,000 | 1,664,000 |
| Noninterest income | 122,000 | 196,000 | 261,000 | 462,000 |
| Noninterest expense | 345,000 | 683,000 | 985,000 | 1,325,000 |
| Provision for loan losses | 22,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | 240,000 | 529,000 | 799,000 | 1,036,000 |
| Income tax | 52,000 | 142,000 | 220,000 | 288,000 |
| Net income | 188,000 | 387,000 | 579,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,060,000 | 8,178,000 | 8,377,000 | 8,492,000 |
| Total capital | 8,387,000 | 8,495,000 | 8,698,000 | 8,816,000 |
| Risk-weighted assets | 26,065,000 | 25,277,000 | 25,573,000 | 25,862,000 |