Call reports 2015
MIDWEST COMMUNITY BANK — 2015
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,669,000 | 62,570,000 | 61,588,000 | 61,756,000 |
| Total loans | 27,763,000 | 27,462,000 | 26,583,000 | 23,925,000 |
| Allowance for loan losses | 349,000 | 364,000 | 365,000 | 366,000 |
| Securities available for sale | 35,304,000 | 32,330,000 | 32,036,000 | 32,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,668,000 | 47,072,000 | 45,776,000 | 45,955,000 |
| Interest-bearing deposits | 39,397,000 | 37,841,000 | 36,226,000 | 34,779,000 |
| Noninterest-bearing deposits | 11,271,000 | 9,231,000 | 9,550,000 | 11,176,000 |
| Equity capital | 8,162,000 | 7,816,000 | 8,059,000 | 8,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,251,000 | 1,803,000 | 2,348,000 |
| Interest expense | 117,000 | 231,000 | 344,000 | 451,000 |
| Net interest income | 511,000 | 1,020,000 | 1,459,000 | 1,897,000 |
| Noninterest income | 108,000 | 163,000 | 226,000 | 258,000 |
| Noninterest expense | 395,000 | 797,000 | 1,160,000 | 1,552,000 |
| Provision for loan losses | 53,000 | 68,000 | 68,000 | 68,000 |
| Pretax income | 205,000 | 348,000 | 490,000 | 573,000 |
| Income tax | 37,000 | 66,000 | 94,000 | 95,000 |
| Net income | 168,000 | 282,000 | 396,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,830,000 | 7,699,000 | 7,818,000 | 7,905,000 |
| Total capital | 8,179,000 | 8,063,000 | 8,183,000 | 8,248,000 |
| Risk-weighted assets | 29,986,000 | 29,424,000 | 29,722,000 | 27,439,000 |