Call reports 2014
MIDWEST COMMUNITY BANK — 2014
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,242,000 | 69,693,000 | 67,906,000 | 70,458,000 |
| Total loans | 30,906,000 | 28,613,000 | 28,105,000 | 29,509,000 |
| Allowance for loan losses | 495,000 | 251,000 | 306,000 | 305,000 |
| Securities available for sale | 36,472,000 | 36,121,000 | 36,205,000 | 38,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,787,000 | 53,951,000 | 52,355,000 | 51,349,000 |
| Interest-bearing deposits | 44,193,000 | 42,544,000 | 41,210,000 | 39,267,000 |
| Noninterest-bearing deposits | 11,594,000 | 11,407,000 | 11,145,000 | 12,082,000 |
| Equity capital | 7,675,000 | 7,898,000 | 7,742,000 | 7,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,333,000 | 1,967,000 | 2,574,000 |
| Interest expense | 140,000 | 278,000 | 407,000 | 531,000 |
| Net interest income | 519,000 | 1,055,000 | 1,560,000 | 2,043,000 |
| Noninterest income | 68,000 | 119,000 | 167,000 | 213,000 |
| Noninterest expense | 418,000 | 812,000 | 1,203,000 | 1,625,000 |
| Provision for loan losses | 75,000 | 316,000 | 361,000 | 361,000 |
| Pretax income | 99,000 | 60,000 | 175,000 | 282,000 |
| Income tax | 8,000 | -20,000 | -3,000 | 9,000 |
| Net income | 91,000 | 80,000 | 178,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,525,000 | 7,528,000 | 7,404,000 | 7,512,000 |
| Total capital | 7,929,000 | 7,779,000 | 7,710,000 | 7,817,000 |
| Risk-weighted assets | 32,257,000 | 30,506,000 | 30,062,000 | 32,361,000 |