Call reports 2013
MIDWEST COMMUNITY BANK — 2013
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,012,000 | 70,258,000 | 72,818,000 | 70,425,000 |
| Total loans | 32,355,000 | 33,563,000 | 32,920,000 | 32,214,000 |
| Allowance for loan losses | 227,000 | 303,000 | 450,000 | 476,000 |
| Securities available for sale | 35,787,000 | 33,246,000 | 33,791,000 | 35,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,326,000 | 56,531,000 | 57,513,000 | 54,473,000 |
| Interest-bearing deposits | 44,624,000 | 44,174,000 | 42,877,000 | 42,120,000 |
| Noninterest-bearing deposits | 12,702,000 | 12,357,000 | 14,636,000 | 12,353,000 |
| Equity capital | 7,803,000 | 7,324,000 | 7,436,000 | 7,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,284,000 | 2,034,000 | 2,725,000 |
| Interest expense | 156,000 | 309,000 | 459,000 | 608,000 |
| Net interest income | 445,000 | 975,000 | 1,575,000 | 2,117,000 |
| Noninterest income | 88,000 | 137,000 | 199,000 | 243,000 |
| Noninterest expense | 469,000 | 1,001,000 | 1,472,000 | 1,981,000 |
| Provision for loan losses | 0 | 75,000 | 221,000 | 246,000 |
| Pretax income | 54,000 | 42,000 | 87,000 | 139,000 |
| Income tax | 0 | -18,000 | -23,000 | -20,000 |
| Net income | 54,000 | 60,000 | 110,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,270,000 | 7,292,000 | 7,356,000 | 7,421,000 |
| Total capital | 7,497,000 | 7,595,000 | 7,784,000 | 7,839,000 |
| Risk-weighted assets | 34,265,000 | 34,732,000 | 34,195,000 | 33,375,000 |