Call reports 2011
MIDWEST COMMUNITY BANK — 2011
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,404,000 | 74,255,000 | 73,318,000 | 67,645,000 |
| Total loans | 36,445,000 | 33,992,000 | 33,305,000 | 31,855,000 |
| Allowance for loan losses | 2,332,000 | 0 | 242,000 | 589,000 |
| Securities available for sale | 22,677,000 | 26,316,000 | 30,919,000 | 29,957,000 |
| Securities held to maturity | 4,657,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,416,000 | 54,462,000 | 54,158,000 | 51,574,000 |
| Interest-bearing deposits | 46,599,000 | 43,387,000 | 42,367,000 | 39,759,000 |
| Noninterest-bearing deposits | 9,817,000 | 11,075,000 | 11,791,000 | 11,815,000 |
| Equity capital | 2,600,000 | 8,326,000 | 8,187,000 | 7,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 0 | 722,000 | 1,329,000 |
| Interest expense | 311,000 | 0 | 244,000 | 442,000 |
| Net interest income | 402,000 | 0 | 478,000 | 887,000 |
| Noninterest income | 421,000 | 2,006,000 | 1,768,000 | 1,961,000 |
| Noninterest expense | 826,000 | 0 | 619,000 | 1,206,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 600,000 |
| Pretax income | -3,000 | 2,006,000 | 1,368,000 | 1,239,000 |
| Income tax | 0 | 582,000 | 386,000 | 596,000 |
| Net income | -3,000 | 1,424,000 | 982,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,532,000 | 7,870,000 | 7,437,000 | 7,123,000 |
| Total capital | 3,032,000 | 7,870,000 | 7,679,000 | 7,123,000 |
| Risk-weighted assets | 38,123,000 | 38,186,000 | 33,506,000 | 33,432,000 |