Call reports 2010
MIDWEST COMMUNITY BANK — 2010
What MIDWEST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 100,637,000 | 100,060,000 | 98,604,000 | 81,947,000 |
| Total loans | 76,425,000 | 73,158,000 | 70,514,000 | 54,916,000 |
| Allowance for loan losses | 3,675,000 | 3,503,000 | 3,421,000 | 2,811,000 |
| Securities available for sale | 11,067,000 | 12,305,000 | 15,398,000 | 15,233,000 |
| Securities held to maturity | 5,031,000 | 5,030,000 | 4,452,000 | 4,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,093,000 | 81,533,000 | 80,609,000 | 67,565,000 |
| Interest-bearing deposits | 71,402,000 | 70,608,000 | 69,213,000 | 56,519,000 |
| Noninterest-bearing deposits | 10,691,000 | 10,925,000 | 11,396,000 | 11,046,000 |
| Equity capital | 3,268,000 | 3,532,000 | 3,320,000 | 2,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,607,000 | 3,855,000 | 5,016,000 |
| Interest expense | 513,000 | 1,008,000 | 1,487,000 | 1,914,000 |
| Net interest income | 804,000 | 1,599,000 | 2,368,000 | 3,102,000 |
| Noninterest income | -42,000 | 18,000 | 47,000 | 79,000 |
| Noninterest expense | 783,000 | 1,640,000 | 2,573,000 | 3,654,000 |
| Provision for loan losses | 2,047,000 | 2,047,000 | 2,120,000 | 2,120,000 |
| Pretax income | -2,068,000 | -2,070,000 | -2,278,000 | -2,571,000 |
| Income tax | -83,000 | -83,000 | -90,000 | -105,000 |
| Net income | -1,985,000 | -1,987,000 | -2,188,000 | -2,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,043,000 | 3,052,000 | 2,844,000 | 2,535,000 |
| Total capital | 3,932,000 | 3,921,000 | 3,695,000 | 3,229,000 |
| Risk-weighted assets | 68,352,000 | 66,138,000 | 65,492,000 | 53,398,000 |