Call reports 2024
LONE STAR NATIONAL BANK — 2024
What LONE STAR NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,868,155,000 | 2,992,233,000 | 2,988,965,000 | 3,162,233,000 |
| Total loans | 1,485,141,000 | 1,497,739,000 | 1,542,218,000 | 1,615,762,000 |
| Allowance for loan losses | 22,753,000 | 22,600,000 | 22,292,000 | 22,077,000 |
| Securities available for sale | 1,000,015,000 | 993,791,000 | 1,000,463,000 | 905,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,537,501,000 | 2,654,880,000 | 2,615,201,000 | 2,814,506,000 |
| Interest-bearing deposits | 1,909,403,000 | 1,971,878,000 | 1,959,481,000 | 2,181,218,000 |
| Noninterest-bearing deposits | 628,098,000 | 683,002,000 | 655,720,000 | 633,288,000 |
| Equity capital | 297,691,000 | 303,543,000 | 337,560,000 | 311,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 34,077,000 | 71,066,000 | 108,388,000 | 146,530,000 |
| Interest expense | 10,336,000 | 21,538,000 | 32,884,000 | 45,321,000 |
| Net interest income | 23,741,000 | 49,528,000 | 75,504,000 | 101,209,000 |
| Noninterest income | 8,410,000 | 17,127,000 | 25,940,000 | 35,458,000 |
| Noninterest expense | 22,505,000 | 46,022,000 | 69,884,000 | 93,576,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,646,000 | 20,850,000 | 31,776,000 | 43,307,000 |
| Income tax | 16,000 | 38,000 | 51,000 | 20,000 |
| Net income | 9,630,000 | 20,812,000 | 31,725,000 | 43,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 380,213,000 | 386,326,000 | 394,919,000 | 389,440,000 |
| Total capital | 402,985,000 | 409,438,000 | 418,307,000 | 412,613,000 |
| Risk-weighted assets | 1,820,696,000 | 1,848,382,000 | 1,900,233,000 | 1,930,905,000 |