Call reports 2023
LONE STAR NATIONAL BANK — 2023
What LONE STAR NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,951,797,000 | 2,791,051,000 | 2,777,237,000 | 2,942,962,000 |
| Total loans | 1,258,795,000 | 1,311,477,000 | 1,372,807,000 | 1,430,856,000 |
| Allowance for loan losses | 23,797,000 | 23,738,000 | 23,571,000 | 23,001,000 |
| Securities available for sale | 1,007,547,000 | 985,390,000 | 964,858,000 | 1,015,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,664,712,000 | 2,506,612,000 | 2,504,063,000 | 2,608,052,000 |
| Interest-bearing deposits | 2,000,432,000 | 1,835,367,000 | 1,884,085,000 | 1,980,121,000 |
| Noninterest-bearing deposits | 664,279,000 | 671,244,000 | 619,977,000 | 627,931,000 |
| Equity capital | 269,111,000 | 262,780,000 | 236,957,000 | 298,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 31,748,000 | 63,039,000 | 94,969,000 | 128,053,000 |
| Interest expense | 7,221,000 | 14,571,000 | 22,755,000 | 32,076,000 |
| Net interest income | 24,527,000 | 48,468,000 | 72,214,000 | 95,977,000 |
| Noninterest income | 7,845,000 | 16,158,000 | 24,176,000 | 33,453,000 |
| Noninterest expense | 20,509,000 | 41,544,000 | 64,435,000 | 87,999,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,863,000 | 23,082,000 | 31,955,000 | 41,431,000 |
| Income tax | 21,000 | 38,000 | 55,000 | 78,000 |
| Net income | 11,842,000 | 23,044,000 | 31,900,000 | 41,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,962,000 | 356,992,000 | 364,830,000 | 373,314,000 |
| Total capital | 373,101,000 | 378,640,000 | 386,809,000 | 396,005,000 |
| Risk-weighted assets | 1,687,088,000 | 1,728,436,000 | 1,755,445,000 | 1,813,697,000 |