Call reports 2022
LONE STAR NATIONAL BANK — 2022
What LONE STAR NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,031,684,000 | 3,158,747,000 | 3,052,780,000 | 3,061,875,000 |
| Total loans | 1,183,031,000 | 1,181,227,000 | 1,224,550,000 | 1,233,938,000 |
| Allowance for loan losses | 22,605,000 | 22,608,000 | 24,042,000 | 23,912,000 |
| Securities available for sale | 911,386,000 | 928,069,000 | 958,791,000 | 968,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,813,839,000 | 2,887,485,000 | 2,818,832,000 | 2,810,920,000 |
| Interest-bearing deposits | 2,150,555,000 | 2,094,271,000 | 2,003,777,000 | 2,141,878,000 |
| Noninterest-bearing deposits | 663,284,000 | 793,213,000 | 815,055,000 | 669,042,000 |
| Equity capital | 211,800,000 | 263,862,000 | 224,735,000 | 240,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,618,000 | 44,425,000 | 71,248,000 | 102,395,000 |
| Interest expense | 1,666,000 | 3,579,000 | 7,302,000 | 13,012,000 |
| Net interest income | 18,952,000 | 40,846,000 | 63,946,000 | 89,383,000 |
| Noninterest income | 7,343,000 | 14,757,000 | 22,563,000 | 32,729,000 |
| Noninterest expense | 18,028,000 | 37,082,000 | 56,152,000 | 75,610,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,267,000 | 18,521,000 | 30,357,000 | 46,502,000 |
| Income tax | 8,000 | 35,000 | 180,000 | -68,000 |
| Net income | 8,259,000 | 18,486,000 | 30,177,000 | 46,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 245,834,000 | 330,542,000 | 338,147,000 | 340,557,000 |
| Total capital | 265,513,000 | 349,720,000 | 358,995,000 | 361,587,000 |
| Risk-weighted assets | 1,570,757,000 | 1,529,998,000 | 1,663,647,000 | 1,678,240,000 |