Call reports 2021
LONE STAR NATIONAL BANK — 2021
What LONE STAR NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,737,786,000 | 2,875,725,000 | 2,917,412,000 | 3,063,266,000 |
| Total loans | 1,305,259,000 | 1,317,469,000 | 1,223,595,000 | 1,196,883,000 |
| Allowance for loan losses | 20,615,000 | 22,570,000 | 22,672,000 | 22,557,000 |
| Securities available for sale | 852,598,000 | 926,752,000 | 901,743,000 | 895,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,420,520,000 | 2,544,299,000 | 2,578,292,000 | 2,799,631,000 |
| Interest-bearing deposits | 1,831,346,000 | 1,939,354,000 | 1,955,318,000 | 2,155,912,000 |
| Noninterest-bearing deposits | 589,174,000 | 604,945,000 | 622,974,000 | 643,719,000 |
| Equity capital | 308,886,000 | 324,421,000 | 331,025,000 | 256,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 21,272,000 | 44,179,000 | 70,347,000 | 92,140,000 |
| Interest expense | 2,052,000 | 3,960,000 | 5,659,000 | 7,295,000 |
| Net interest income | 19,220,000 | 40,219,000 | 64,688,000 | 84,845,000 |
| Noninterest income | 6,475,000 | 13,616,000 | 20,409,000 | 27,986,000 |
| Noninterest expense | 16,955,000 | 33,729,000 | 51,121,000 | 68,682,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,853,000 | 20,219,000 | 37,278,000 | 47,849,000 |
| Income tax | 1,479,000 | 3,518,000 | 6,766,000 | 11,911,000 |
| Net income | 7,374,000 | 16,701,000 | 30,512,000 | 35,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 287,114,000 | 296,433,000 | 310,320,000 | 240,622,000 |