Call reports 2020
LONE STAR NATIONAL BANK — 2020
What LONE STAR NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,362,560,000 | 2,570,571,000 | 2,540,270,000 | 2,564,189,000 |
| Total loans | 1,180,634,000 | 1,297,617,000 | 1,264,172,000 | 1,269,836,000 |
| Allowance for loan losses | 21,960,000 | 20,096,000 | 20,117,000 | 20,217,000 |
| Securities available for sale | 848,563,000 | 849,287,000 | 808,419,000 | 832,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,992,050,000 | 2,221,936,000 | 2,188,156,000 | 2,238,311,000 |
| Interest-bearing deposits | 1,726,969,000 | 1,747,352,000 | 1,682,193,000 | 1,712,882,000 |
| Noninterest-bearing deposits | 265,081,000 | 474,584,000 | 505,963,000 | 525,429,000 |
| Equity capital | 303,932,000 | 319,093,000 | 326,204,000 | 317,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 22,629,000 | 44,432,000 | 65,702,000 | 86,096,000 |
| Interest expense | 4,362,000 | 7,197,000 | 9,635,000 | 11,830,000 |
| Net interest income | 18,267,000 | 37,235,000 | 56,067,000 | 74,266,000 |
| Noninterest income | 6,358,000 | 11,868,000 | 18,012,000 | 23,799,000 |
| Noninterest expense | 17,396,000 | 34,240,000 | 50,962,000 | 66,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,124,000 | 15,870,000 | 24,142,000 | 32,208,000 |
| Income tax | 1,471,000 | 2,676,000 | 4,001,000 | 5,093,000 |
| Net income | 6,653,000 | 13,194,000 | 20,141,000 | 27,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 275,220,000 | 281,798,000 | 288,730,000 | 279,789,000 |