Call reports 2019
LONE STAR NATIONAL BANK — 2019
What LONE STAR NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,292,845,000 | 2,282,173,000 | 2,172,196,000 | 2,418,865,000 |
| Total loans | 1,172,061,000 | 1,186,414,000 | 1,179,645,000 | 1,168,596,000 |
| Allowance for loan losses | 21,963,000 | 22,085,000 | 21,992,000 | 21,764,000 |
| Securities available for sale | 698,237,000 | 723,465,000 | 689,432,000 | 728,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,929,181,000 | 1,941,266,000 | 1,858,023,000 | 2,013,878,000 |
| Interest-bearing deposits | 1,670,855,000 | 1,681,191,000 | 1,577,202,000 | 1,710,807,000 |
| Noninterest-bearing deposits | 258,326,000 | 260,075,000 | 280,822,000 | 303,071,000 |
| Equity capital | 265,054,000 | 278,882,000 | 289,699,000 | 279,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 22,704,000 | 45,897,000 | 68,887,000 | 91,070,000 |
| Interest expense | 4,955,000 | 10,060,000 | 14,999,000 | 19,596,000 |
| Net interest income | 17,749,000 | 35,837,000 | 53,888,000 | 71,474,000 |
| Noninterest income | 6,653,000 | 12,772,000 | 19,137,000 | 25,389,000 |
| Noninterest expense | 17,882,000 | 35,610,000 | 52,219,000 | 68,905,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,520,000 | 13,581,000 | 22,540,000 | 30,249,000 |
| Income tax | 1,025,000 | 2,235,000 | 3,805,000 | 5,174,000 |
| Net income | 5,495,000 | 11,346,000 | 18,735,000 | 25,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,596,000 | 267,646,000 | 274,758,000 | 268,493,000 |
| Total capital | 279,335,000 | 285,441,000 | 292,688,000 | 286,415,000 |
| Risk-weighted assets | 1,414,280,000 | 1,418,609,000 | 1,429,631,000 | 1,429,284,000 |