Call reports 2018
LONE STAR NATIONAL BANK — 2018
What LONE STAR NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,181,516,000 | 2,097,034,000 | 2,048,656,000 | 2,209,580,000 |
| Total loans | 1,169,444,000 | 1,163,587,000 | 1,151,297,000 | 1,168,863,000 |
| Allowance for loan losses | 21,902,000 | 22,194,000 | 22,275,000 | 21,725,000 |
| Securities available for sale | 667,173,000 | 670,980,000 | 650,414,000 | 645,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,902,437,000 | 1,813,086,000 | 1,754,668,000 | 1,934,623,000 |
| Interest-bearing deposits | 1,624,882,000 | 1,555,376,000 | 1,507,517,000 | 1,670,473,000 |
| Noninterest-bearing deposits | 277,555,000 | 257,710,000 | 247,151,000 | 264,150,000 |
| Equity capital | 242,965,000 | 248,249,000 | 250,858,000 | 252,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 20,375,000 | 42,592,000 | 63,462,000 | 85,521,000 |
| Interest expense | 3,343,000 | 6,747,000 | 10,226,000 | 14,433,000 |
| Net interest income | 17,032,000 | 35,845,000 | 53,236,000 | 71,088,000 |
| Noninterest income | 7,576,000 | 15,062,000 | 21,237,000 | 29,183,000 |
| Noninterest expense | 17,705,000 | 35,822,000 | 53,781,000 | 72,401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,899,000 | 15,081,000 | 20,688,000 | 27,866,000 |
| Income tax | 807,000 | 1,734,000 | 2,126,000 | 2,370,000 |
| Net income | 6,092,000 | 13,347,000 | 18,562,000 | 25,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 249,058,000 | 256,229,000 | 261,210,000 | 256,101,000 |
| Total capital | 266,639,000 | 273,621,000 | 278,410,000 | 273,642,000 |
| Risk-weighted assets | 1,401,530,000 | 1,385,919,000 | 1,370,451,000 | 1,398,527,000 |